Privacy Policy
MANEGAIN respects your privacy. This Privacy Policy describes our privacy practices and the choices you can make about the way your information is collected and how that information is used. By visiting our website, you are accepting the practices described in this Privacy Policy. If you have questions or concerns regarding this policy, you should contact MANEGAIN using the contact information included at the end of this Privacy Policy.
1. What This Privacy Policy Covers
This policy covers how MANEGAIN treats personal information that MANEGAIN collects and receives, including information related to your past use of MANEGAIN products and services. Personal information is information about you that is personally identifiable like your name, address, e-mail address, or phone number, and that is not otherwise publicly available.
MANEGAIN is a global organization, with legal entities, business processes, management structures, and technical systems that cross borders. This Privacy Statement applies to all MANEGAIN-owned websites and domains.
2. Collection Of Personal Information
To serve you better and understand your needs and interests, MANEGAIN, or third parties acting on our behalf, collects, exports, and uses personal information with adequate notice and consent, along with required filings with data protection authorities, when applicable. For example, when you order products or services, apply for instant credit, request information, subscribe to marketing or support materials, register yourself or your MANEGAIN products, enter contests or participate in surveys, or apply for a job at MANEGAIN, we will ask you to provide personal information to complete these transactions. The types of personal information you provide to us on these pages may include contact information such as your name, address, telephone number, and email address, financial information such as your credit card number, and other unique information such as user IDs and passwords, billing and transaction information, product and service preferences, contact preferences, educational and employment background, and job interest data. If you apply for instant credit, we will ask you to provide additional sensitive personal information such as salary, Social Security number and banking information. This information will be used by our financial services providers in determining whether to extend you credit.
If you choose to use a “tell-a-friend” program on our site, we will ask you for your friend’s e-mail address and automatically send your friend a one-time e-mail inviting your friend to visit the site. MANEGAIN uses and stores this information only for the purpose of sending this one-time e-mail and to provide tell-a-friend message blocking, where available.
In addition to the information you provide, MANEGAIN or third parties acting on our behalf may also collect information during your visit to a MANEGAIN website through our Automatic Data Collection Tools, which include Web beacons, cookies, embedded Web links, and other commonly used information-gathering tools. These tools collect certain standard information that your browser sends to our website such as your browser type and language, access times, and the address of the website from which you arrived at an MANEGAIN website. They may also collect information about your Internet Protocol (IP) address, clickstream behavior (i.e. the pages you view, the links you click, and other actions you take in connection with MANEGAIN websites) and product information. An IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers use IP addresses to communicate on the Internet, allowing users to browse and shop. MANEGAIN may also use some of these Automatic Data Collection Tools in connection with certain emails sent from MANEGAIN and therefore may collect information using these tools when you open the email or click on a link contained in the email.
MANEGAIN also collects information from commercially available sources that it deems credible. Such information may include your name, address, email address and demographic data. The information MANEGAIN collects from its commercial sources may be used along with the information MANEGAIN collects when you visit MANEGAIN’s websites. For example, MANEGAIN may compare the geographic information acquired from commercial sources with the IP address collected by Automatic Data Collection Tools to derive your general geographic area.
MANEGAIN does not knowingly collect information from children under the age of 17 and does not target its websites to children under 17. We encourage parents and guardians to take an active role in their children’s online activities and interests.
3. How We Use Your Information
The information MANEGAIN collects to understand your needs and interests helps MANEGAIN deliver a consistent and personalized experience. For example, MANEGAIN may use your information to
- assist you in completing a transaction or order;
- prevent and detect fraud or other malicious activity;
- communicate with you about products and services;
- provide service and support;
- update you on new services and benefits;
- provide personalized promotional offers;
- select content to be communicated to you;
- personalize some MANEGAIN websites;
- allow you to participate in contests and surveys; and
- contact you for market research regarding MANEGAIN products or services.
The testimonials posted on our Web site are only posted with the express permission of the individual or company who provided that testimonial.
Credit card information is used only for payment processing and fraud prevention. Credit card information and other sensitive personal information required to process a credit decision is not used for any other purpose by our financial services providers or MANEGAIN and will not be kept longer than necessary for providing the services, unless you ask us to retain your credit card information for future purchases.
4. Access To And Accuracy Of Your Information
MANEGAIN strives to keep your personal information accurately recorded. We have implemented technology, management processes and policies to help maintain data accuracy. MANEGAIN provides individuals with reasonable access to personal information that they provided to MANEGAIN and the reasonable ability to review and correct it or ask for anonymization, blockage, or deletion, as applicable. To protect your privacy and security, we will also take reasonable steps to verify your identity, such as requiring a password and user ID, before granting access to your data. To view and change the personal information that you directly provided to MANEGAIN you can return to the Web page where you originally submitted your data and follow the instructions on that Web page or contact the MANEGAIN Privacy Office at privacy@manegain.com.
5. Keeping Your Personal Information Secure
MANEGAIN takes seriously the trust you place in us. To prevent unauthorized access or disclosure, to maintain data accuracy, and to ensure the appropriate use of the information, MANEGAIN utilizes physical, technical and administrative procedures to safeguard the information we collect.
When collecting or transferring sensitive information such as credit card information we use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. The personal information you provide us is stored on computer systems located in controlled facilities which have limited access. When we transmit highly confidential information (such as credit card number or password) over the internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Credit card numbers are used only for processing payments and are not used for other purposes. As part of real-time payment processing, MANEGAIN subscribes to a fraud management service. This service gives you and MANEGAIN an extra level of security to guard against credit card fraud and to protect your financial data.
6. When We Disclose Your Information
Except as explicitly stated in this Privacy Policy, we or third-parties acting on our behalf will not disclose to unaffiliated third parties any of your personal information without first obtaining your consent. We or third-parties acting on our behalf do and will continue to disclose your Personal Information to unaffiliated third parties in the following circumstances:
- if required by law, regulatory or court order, subpoena or other legal process;
- in connection with a sale, merger, consolidation, change in control, transfer of substantial assets, reorganization, or liquidation of our company;
- if you provide such information to us in connection with a promotion of a good or service offered by a third party, for purposes of such promotion, including, without limitation, sharing such information with that third party;
- to provide you with certain services on our website that are provided by such parties, as reasonably required to provide such services; and
- in the context of working with third-party contractors engaged by us in the provision of our website or related matters.
After we or third-parties acting on our behalf disclose your personal information to unaffiliated third parties in such instances, we can no longer control the use or further disclosure of your personal information. Consequently, we or third-parties acting on our behalf will not be responsible to you for such use or further disclosure.
7. Links To Non-MANEGAIN Websites
The MANEGAIN website may provide links to third-party websites for your convenience and information. If you access those links, you will leave the MANEGAIN website. MANEGAIN does not control those sites or their privacy practices, which may differ from MANEGAIN’s practices. We do not endorse or make any representations about third-party websites. The personal data you choose to provide to or that is collected by these third parties is not covered by the MANEGAIN Privacy Statement. We encourage you to review the privacy policy of any company before submitting your personal information.
8. Changes To This Privacy Policy
This Privacy Policy was last updated on July 13, 2010. If we change our Privacy Policy, we will post the revised policy here, with an updated revision date. If we make significant changes to our Privacy Policy, we may also notify you by other means, such as sending an email or posting a notice on our home page.
9. Contacting Us
We value your opinions. If you have comments or questions about our Privacy Policy, please send them to the MANEGAIN Privacy Office at privacy@manegain.com, or write to us at the following address:
ManeGain
12400 Highway 71 W
Ste 350-256
Austin, TX 78738
Attn: Privacy Office